Why Health Reform Happened

POSC 459 — Social Welfare Politics and Policy · Week 10, Monday 26 October 2026

Accessible text version of the Week 10 Monday slides — same content in linear order, with no slide-scaling container. Readings: Jacobs and Skocpol, Health Care Reform and American Politics, ch. 1; Hacker (2010), “The Road to Somewhere,” Perspectives on Politics 8(3).

POSC 459 — Social Welfare Politics and Policy Week 10 · Monday, October 26

Jacobs and Skocpol, ch. 1 · Hacker (2010), “The Road to Somewhere”

Your midterm, back today

Part Points Command Working Coverage
I. Five IDs 25 5 each: meaning, source, what it explains
II. Essay 50 46–50 40–45 34–39
III. Program 25 23–25 20–22 17–19

Comments are on the cover and in the margins. Scores are in Canvas.

What the strong books did

  1. Took a position someone could dispute, in the first paragraph
  2. Applied the concept, not just named it
  3. Evidence with a program, a year, a number, an author
  4. Argued the final turn: the concession, the complication, the test case

Questions about a score: office hours or email this week, book in hand

Today

  1. The broken system, 2009: Jacobs and Skocpol
  2. The window: 2008 and the decision to go
  3. Hacker’s three questions: why passed, why limited, why angry
  4. Pat Tumulty’s four problems
  5. Wednesday and the brief

This week

Mon 10/26 Jacobs and Skocpol ch. 1 · Hacker (2010)
Wed 10/28 Jacobs and Skocpol ch. 2–3: the year of pitched battles
Wed 10/28 Policy brief due 11:59 p.m., Canvas
After you submit Term Paper Dialectical Partner unlocks in PapyrusAI

Four questions

Why did it take a century?

Why 2010?

Why so much less than reformers wanted?

Why so angry?

1. The broken system

“So You Think You’re Insured? (Think Again)” Time, March 16, 2009

Pat Tumulty, San Antonio. Six years without job-based coverage. Six-month Assurant policies, high deductible. Kidney failure. “Preexisting condition.” Claim denied. Hospital’s highest rates. Texas Medicaid: adults with children, 26% of poverty.

Jacobs and Skocpol, pp. 1–2

Who was uninsured

38 million working-age Americans and family members Three-quarters work. More than half full-time.

Wage fifth Uninsured, ~1980 Uninsured, late 2000s
Top two-fifths still over 90% covered
Middle 5% 12.4%
Fourth under 10% 21.9%
Bottom 18% 37.4%

Jacobs and Skocpol, p. 3; plus 16 million underinsured

Paying more for less

Country Health spending, % GDP, 2006
United States 15.3
Switzerland 11.3
France 11.0
Germany 10.6
Canada 10.0
Britain 8.4

US: 7.2% of GDP in 1970 → 15.3% in 2006 → 17.6% projected 2009 Infant mortality: 28th in the world

Jacobs and Skocpol, pp. 3–4, OECD

How it came to this

Jacobs and Skocpol, pp. 5–8

2. The window: 2008

Jacobs and Skocpol, pp. 10–14

November 2008

Popular vote 53–46
Electoral College 365–173
“Most important issue”: the economy 63%
“Most important issue”: health care 9%
Worried about affording health care 66%

Jacobs and Skocpol, pp. 14–16, exit polls

The decision to go

Delay: Biden, Axelrod, Emanuel, Geithner. “I don’t want to fail.” Go: Kennedy, Baucus, the party base. Orszag: no deficit control without health reform.

Obama: “victories would beget victories”

Jacobs and Skocpol, pp. 16–20

3. Hacker’s three questions

Why did it pass?
Why so limited?
Why so polarized?

Hacker (2010), p. 862

Why it passed: the standard answer

Democratic president + Democratic Congress, 2006 and 2008

Fewer Jim Coopers: a more homogeneous caucus

Necessary. Not sufficient.

“Why this approach? Why this session? Why did Obama push forward given how much else was on his plate?”

Hacker, pp. 863–864

Why it passed: three factors

Factor 1993–94 2009–10
Economic context Short 1991 recession Deep downturn; 2-to-1 said “take it on right now”
Group conflict Harry and Louise 1.0: “There has to be a better way” Harry and Louise 2.0: “It’s about time”
Democratic coalescence Single payer vs. play-or-pay vs. incrementalism One plan, the Massachusetts template

Hacker, pp. 864–867

The groups switched sides

The quid pro quo: more public regulation and financing in return for guaranteed customers

Hacker, pp. 864–865

Democrats sang from one hymnbook

Hacker, pp. 866–867

Why so limited: the plan itself

“It incorporates all sorts of Republican ideas.” — Barack Obama, Today, March 2010

Roots: the employer-based path, and Medicare 1965, which covered the sympathetic and left the rest

Hacker, p. 867

Why so limited: the Senate

Cloture motions filed since 1919 1,200+
Filed since 1981 over 80%
Filed since 1993 over 60%
Bob Dole, 1994 “You need 60 votes to do anything around here”
The Gang of Six 6 senators, 2.7% of Americans
Max Baucus, health-industry money, 2007–08 $1.5 million

Hacker, pp. 867–868

What the House passed, and the Senate killed

Provision House bill Senate bill Final law
Public option ✔ ✘ ✘
National exchange ✔ state exchanges state exchanges
Tough employer requirement ✔ weak weak

“What stood in the way of the public option… was less Joe Lieberman than a once-obscure procedural rule.”

Hacker, pp. 868–869

Why so limited: the CBO

Three fights the White House picked, against public opinion:

  1. The individual mandate
  2. The tax on high-cost plans
  3. An independent Medicare commission

Reason: the CBO score. The mandate kept the exchanges from becoming a dumping ground; the plan tax scored as savings.

The public option would have saved ~$150 billion over ten years. It faced the fiercest group resistance, so it went.

Hacker, pp. 869–870

Why so angry

“American politics has often been an arena for angry minds.” — Hofstadter, 1964

Hacker, pp. 870–872

Was it worth it?

Harkin: a “starter home”

Social Security’s “cruel hoax” to “third rail” took decades, in a friendlier fiscal climate, with a simpler program

No tangible benefits for years. A complex statute to implement and defend.

“Policy substance matters.”

Hacker, p. 872; Lasswell: who gets what, when, how

4. Pat Tumulty’s four problems

Problem What would fix it?
No job-based coverage, six years
Policy cancelled after diagnosis
Hospital list prices, no bargaining pool
Texas Medicaid: adults with children only, 26% of poverty

3 minutes with a neighbor. Name the provision, from ch. 1–4 or anything you know

Wednesday: the year of pitched battles

Jacobs and Skocpol, ch. 2–3

Who fought for what, why, and how Summer 2009, the town halls, Scott Brown, and the final votes

Read for: which of Hacker’s three factors shows up in the fight, and which one almost failed

Wednesday, 11:59 p.m.: the policy brief

Questions: office hours Tuesday, or email the draft

By 2:15 you should be able to say

It passed because the groups split, the party agreed, and the window opened.

It was limited by the path, the Senate, and the score.

It was angry because of a party, not the public.

Wednesday: ch. 2–3, and the brief at 11:59